MCI Bank
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Personal Banking

Tailored financial solutions for every stage of your life

Checking Accounts

Premium Checking

$0 Fees

  • No monthly maintenance fees
  • No minimum balance required
  • Unlimited ATM fee rebates worldwide
  • Free checks and wire transfers
  • Premium debit card with rewards
Open Account

Student Checking

$0 Fees

  • Designed for students aged 16-24
  • No monthly fees or minimums
  • Mobile banking with budgeting tools
  • Free ATM access at 60,000+ locations
  • Overdraft protection available
Open Account

Interest Checking

0.50% APY

  • Earn interest on your balance
  • $1,000 minimum balance
  • No monthly fees if balance maintained
  • All premium checking features
  • Tiered interest rates up to 0.75% APY
Open Account

Savings & CDs

High-Yield Savings

4.85% APY

  • Industry-leading interest rates
  • No monthly maintenance fees
  • No minimum balance required
  • FDIC insured up to $250,000
  • Easy transfers to checking
Open Account

Money Market Account

4.50% APY

  • Competitive interest rates
  • Check writing privileges
  • $10,000 minimum balance
  • Limited monthly transactions
  • FDIC insured
Open Account

Certificates of Deposit

Up to 5.25% APY

  • Terms from 3 months to 5 years
  • Fixed competitive rates
  • $1,000 minimum deposit
  • FDIC insured
  • Automatic renewal options
View Rates

Credit Cards

Rewards Platinum Card

3% Cash Back

  • 3% cash back on dining & travel
  • 2% on gas and groceries
  • 1% on all other purchases
  • $0 annual fee
  • 0% intro APR for 15 months
Apply Now

Travel Elite Card

60K Bonus Miles

  • 60,000 bonus miles after $3K spend
  • 5x miles on hotels and airfare
  • Airport lounge access
  • No foreign transaction fees
  • $95 annual fee
Apply Now

Secured Credit Builder

Build Credit

  • Build or rebuild your credit
  • $200 minimum security deposit
  • Graduate to unsecured card
  • Report to all 3 credit bureaus
  • $0 annual fee
Apply Now

Digital Banking

Mobile App

Bank anytime, anywhere with our award-winning mobile app

Mobile Deposit

Deposit checks instantly using your phone camera

Account Alerts

Get real-time notifications for all account activity

Biometric Login

Secure access with fingerprint or face recognition

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© 2025 Millennium Capital Investment Bank. All rights reserved.

Participant in Dutch Deposit Guarantee Scheme (up to €100,000) | Regulated by DNB & AFM

Investment products are not covered by the Deposit Guarantee Scheme. May lose value. No bank guarantee.